WEALTH ADVISORS FOR U.S. CITIZENS/GREEN CARD HOLDERS Moving to Canada

At Aspira Wealth, we are dual-licensed cross border advisors, which means we can manage your assets, investments, and retirement accounts, whether you live in the U.S. or Canada.

As your full-service wealth advisor team, we are here to make the complex simple. Aspira Wealth protects and compounds your U.S. and Canadian investments with the benefit of our in-house investment strategies, supports you with cross border tax/insurance expertise, partners with you to create a personalized financial plan that we revisit together often, and journeys with your family as life throws inevitable curveballs.

MANAGEMENT OF ASSETS IN THE U.S. & CANADA

• Whether you live in Canada or the U.S., we manage your retirement and investment accounts (IRA, ROTH IRA, 401(k), RRSP) and work with you to make the right investment decisions for your specific goals.
• We can manage and hold investments that are in CAD and/or USD.
• With Aspira Wealth, you have ongoing, uninterrupted, life-long access to your investments from both the U.S. and Canada.

EXPERTISE IN TAX PLANNING

• Tax can be a stressful part of moving to Canada from the United States. We help you with the tax preparation of your move.
• With a network of trusted professional cross-border contacts, we help you find your right-fit accountant, lawyer, or other professionals.
• We manage the transfer of any U.S. investments to Canada to protect your hard-earned wealth from unnecessary and unforeseen tax hits.
• As an immediate resource, see our immigration checklist.

PERSONALIZED FINANCIAL & RETIREMENT PLANNING

• With our 360° Wealth Strategy, we partner with you in creating a personalized financial plan that fits your unique goals. This ongoing process is the center of our wealth management practice.
• We revisit your plan together as your life and goals change.
• We set you up for the retirement you aspire to with the help of our cross border retirement specialists.

FAMILY WEALTH APPROACH

• We include your family, no matter where they are. As family financial advisors, we operate on a “up-down-sideways policy”.
• We fully expect to walk alongside your future generations as they develop the character and skills behind sound financial decisions.
• You may have beneficiaries or inheritors in the U.S. or Canada. We make sure the necessary steps are in place for your estate to be distributed cross-border.

DEDICATED IN-HOUSE INVESTMENT MANAGEMENT TEAM

• Our clients benefit from our in-house investment strategies and the widest variety of investment options on the marketplace.
• We invest for your family, the same way we invest for ours - same price, same time.
• We are Portfolio Managers (discretionary money managers), which means we are not limited to investing in mutual funds, but can personalize your portfolio strategies according to your bigger financial goals. Meet our Portfolio Managers, Chris Raper and Alex Vozian.

“Joan and her husband, Bob, were referred to us by a client who had faced a similar situation. They had numerous 401(k)s, IRAs, and Roth IRAs spread across various service providers in the U.S., with no cohesive plan in place. As new residents of Canada, they could not adjust their U.S. securities, only sell them. Without transitioning to a cross border service provider like Raymond James USA Limited (RJLU), they would remain restricted investors. Our in-house financial planner, Clarke, developed their cross-border wealth plan, The Aspira 360° Wealth Strategy, and collaborated with the Raymond James cross border tax team, alongside the clients’ CPA, to address the intricacies. Unfortunately, Bob passed away before all assets were transferred, increasing the complexity and Joan’s gratitude for the help we could offer, as she settled into Canada. Thankfully, our cross border logistics expert, LJ, ensured that all assets were held in Canada through RJLU. It takes a village!”

- Chris