Our Latest Insights

Subscribe to Wealth Advisor Insights

Join the list of Canadian and Cross-Border investors that are receiving our Wealth Management Insights!

2022 Wealth Insights

Investment Marathon #7 • July 2022

Alex Vozian, CFA, Co-Founder, Associate Portfolio Manager

  • Why tortoises outlive tigers
  • Canadian and US market update
  • The investment opportunity got better
  • Microsoft – a holding we own
  • Personal update

The Quarterly Opportunity Update • July 2022

Audio Version

Chris Raper, CIM, CFP® | Co-Founder, Senior Wealth Advisor, Cross Border Specialist

  • The Markets – We Are in Recession, Inflation Has Peaked For 2022 and Our Structural Deficit In Energy Remains
  • Canada’s Energy Patch Continues to Shine – The Q2 Recap
  • The Looming Supply Deficit in Metals & Key Takeaways
  • Our Approach
  • The Dividend Value Discipline™ Methodology

Timely Market Dispatch – Inflation Peaking, Fear Is Extreme, Opportunity Knocks • June 2022                    

Chris Raper, CIM, CFP® | Co-Founder, Senior Wealth Advisor, Cross Border Specialist

  • Inflation Is Peaking
  • Fear Is Extreme On Both Wall St & Main St
  • Select Companies Are Really Attractive

The Strategist: Planning Through Volatility • June 2022                    

Clarke White | CFP®, CRPC® (USA), Financial Planner     

  • Understand
  • Design
  • Manage & Measure
  • Implement & Invest
  • Update on the team

Investment Marathon #6 • May 2022

Alex Vozian, CFA | Co-Founder, Associate Portfolio Manager

  • Why 2022 market decline is a long-awaited opportunity for long term investors
  • Performance update
  • MasterCard ‐ a holding we own
  • Busy spring of 2022 ‐ fundraising, dance festival, Raymond James conference, and Victoria Day parade

Market Dispatch – The Fear Is Palpable • May 2022

Chris Raper, CIM, CFP® | Co-Founder, Senior Wealth Advisor, Cross Border Specialist

  • Yes, April was a down month – that is not all bad.
  • We are approaching peak fear levels and look who is buying.
  • Recession fears – evidence that suggests much of it may already be priced in.

The Quarterly Opportunity Update • April 2022

Audio Version

Chris Raper, CIM, CFP® | Co-Founder, Senior Wealth Advisor, Cross Border Specialist

  • The Markets – Disruption!
  • Accessing Canada – Adaptive Tactics & The Q1 Recap
  • Proactive Questions & A Shifting World Order
  • Our Approach
  • The Dividend Value Discipline™ Methodology

Investment Marathon #5 • March 2022

Alex Vozian, CFA, Associate Portfolio Manager

  • Hope and Compassion for Ukraine
  • Canadian and U.S. market update
  • Performance Update
  • Our holding - Tractor Supply (TSCO)
  • A Book I Have Read - “The Book of Joy: Lasting Happiness in a Changing World”

The Strategist: Cross Border Financial Planning • March 2022

Benjamin Clark, Client Service Associate
Shubham Sharma, B.B.A, Client Service Specialist

  • What is Cross-Border Financial Planning?
  • Top 5 challenges of cross-border investors.
  • Who is it for?
  • How can we help?
  • Update on the team

Market Dispatch – War Tactics • February 2022

Chris Raper, CIM, CFP®, Senior Wealth Advisor, Portfolio Manager

  • Our hearts and prayers are with the Ukraine and the Russian people
  • Conviction # 1 has not changed - investor behaviour will continue to be the #1 determinant of lifetime returns
  • Conviction #2 may seem all too obvious – war is destructive – it increases the demand for energy and materials
  • What is the impact on energy markets?
  • What is the likely impact on corporate Canada?
  • What’s the impact on interest rates?
  • What about gold?

The Quarterly Opportunity Update • January 2022

Audio Version

Chris Raper, CIM, CFP ®, Senior Wealth Advisor, Portfolio Manager

  • The Markets – Inflation, Bias The Upside
  • The Dividend Value Discipline - Socially Responsible Investing Update
  • Key Takeaways & 2021 Performance Recap
  • Our Approach
  • Methodology and return objectives of our core program - The Dividend Value Discipline

Investment Marathon #4 • January 2022

Alex Vozian, CFA, Associate Portfolio Manager

  • Canadian and U.S. market update
  • Our holding - Costco Wholesale Corporation (COST)
  • Keeping you "in the market"
  • Bonus: Hummingbird photography

Timely Market Dispatch • January 2022

Chris Raper, CIM, CFP®, Senior Wealth Advisor, Portfolio Manager

  • Investment returns of internally managed strategies for the year 2021
  • Bold predictions for 2022

2021 Wealth Insights

The Strategist • December 2021

Clarke White, CFP®, Financial Planner

  • The Spousal Loan Strategy – A Practical Way To Reduce Your Household Taxes
  • Where is the benefit?
  • What is a prescribed rate loan strategy?
  • So what is the catch?
  • Where do I start?

Investment Marathon #3 • November 2021

Alex Vozian, CFA, Associate Portfolio Manager

  • Canadian and U.S. market update
  • Our holding - KLA Corporation (KLAC)
  • Book - “Think Again - The Power of Knowing What You Don't Know” - by Adam Grant
  • Protecting you against inflation
  • Bonus: Bull Painting

The Quarterly Opportunity Update • October 2021

Audio Version

Chris Raper, CIM, CFP®, Senior Wealth Advisor, Portfolio Manager

  • The Markets – The Big Picture
  • The Dividend Value Discipline - Pool Corporation
  • The Complement Strategies - The Tax Advantaged Preferred Share (TAPS) ,The Keep More Income (KMI), The Global Active Macro ETF (GAME), The Next Cycle Resource Fund (NCRF)
  • The Wrap Up – Buckle Up, It Is October
  • Our Approach
  • The Dividend Value Discipline Methodology

Investment Marathon #2 • October 2021

Alex Vozian, CFA, Associate Portfolio Manager

  • Canadian and U.S. market update
  • Our holding - NVIDIA Corporation (NVDA)
  • Book - Atomic Habits, by James Clear - “An easy & proven way to build good habits & break bad ones.”
  • Enforcing discipline
  • Bonus: A moment of joy - Painting a bear with ... a fork

Investment Marathon #1 • September 2021

Alex Vozian, CFA, Associate Portfolio Manager

  • Canadian and U.S. market update
  • Our holding - Constellation Software (CSU.TO)
  • Book - "Principles", by Ray Dalio
  • Working towards your long-term financial goals in a sustainable (responsible) manner.
  • Bonus: A moment of joy - “Baba Yaga” farm stand

The Strategist • August 2021

Clarke White, CFP®, Financial Planner

  • The Financial Planning Crunch
    • Life Expectancy Crunch
    • The Expense Crunch
    • Inflation Crunch
  • Update on the Team
    • We are back to in-person meetings!
    • New team members - Shu Sharma and Yui Onishi

Quarterly Market Commentary • July 2021

Chris Raper, CIM, CFP®, Senior Wealth Advisor, Portfolio Manager

  • The Big Picture - leading economic indicators
  • The Dividend Value Discipline
    • New holding - Simpson Manufacturing Company (SSD)
    • New holding - Muller Industries (MLI)
    • Rent cheque (dividend) increases
  • The Global Active Macro ETF (GAME) Strategy
  • The Tax Advantaged Preferred Share (TAPS) Strategy
  • The Keep More Income (KMI) Strategy
  • The Next Cycle Resource Fund (NCRF)
  • Q2 2021 performance

The Quarterly Opportunity Update • June 2021

Audio Version

Chris Raper, CIM, CFP®, Senior Wealth Advisor, Portfolio Manager

  • Recent Rent Cheque Increases
  • The Markets - Canada’s Next Supercycle Is Underway
  • Keep More Income – Float Your Canadian Boat
  • The Wrap Up – Our GAME Compass Points North & Across The Pond
  • Our Approach
  • The Dividend Value Discipline Methodology

Quarterly Market Commentary • April 2021

Chris Raper, CIM, CFP®, Senior Wealth Advisor, Portfolio Manager

  • The Big Picture - leading economic indicators
  • The Dividend Value Discipline
    • New holding - PayPal (PYPL)
    • New holding - CDW Corp (CDW)
    • New holding - Independent Bank Group (IBTX)
    • Rent cheque (dividend) increases
  • The Global Active Macro ETF (GAME) Strategy
  • The Tax Advantaged Preferred Share (TAPS) Strategy
  • The Keep More Income (KMI) Strategy
  • The Next Cycle Resource Fund (NCRF)
  • Q1 2021 performance

The Quarterly Opportunity Update • March 2021

Audio Version

Chris Raper, CIM, CFP®, Senior Wealth Advisor, Portfolio Manager

  • The Markets – Caveat Emptor, The Trend Has Shifted
  • Need & Opportunity – Our Strategies Expand
  • Rising Interest Rates & Why They Matter
  • Our Approach
  • The Dividend Value Discipline Methodology

The Strategist • February 2021

Larissa Ruditsch, B.B.A, CFP®, Associate, Wealth Advisor

  • Safeguarding Your Gift to Adult Children When Buying a Home
  • Scenarios:
    • Gifting them with a sum of money.
    • Parents own a secondary home in which they allow their child to live
    • A shared ownership structure
  • Update on the Team: A full year of pandemic life - new ways of keeping busy

Quarterly Market Commentary • January 2021

Chris Raper, CIM, CFP®, Senior Wealth Advisor, Portfolio Manager

  • The Big Picture - leading economic indicators
  • The Dividend Value Discipline
    • New holding - American Tower (AMT)
    • New holding - Williams Sonoma (WSM)
    • New holding - Northern Trust (NTRS)
    • New holding - Amphenol (APH)
    • Rent cheque (dividend) increases
  • The Global Active Macro ETF (GAME) Strategy
  • The Tax Advantaged Preferred Share (TAPS) Strategy
  • The Keep More Income (KMI) Strategy
  • The Next Cycle Resource Fund (NCRF)
  • 2020 performance