WE INVEST FOR YOUR FAMILY
the same way we invest for ours.
OUR INVESTMENTS BELIEFS
1. We believe we should invest for your family the same way we invest for ours.
• Over the past 20+ years, we bought and sold the same investments, at the same time and prices, as our clients.
• More than 90% of Alex and Chris's investable assets are participating in Aspira strategies, right alongside of our clients (excluding Raymond James Financial Inc shares - part of our compensation).
2. We believe we need to stay humble and disciplined.
• We avoid investments that we don't understand, and we don't try to predict the market cycles.
• We apply a proprietary 100+ questions checklist before investing in our core investment strategy.
3. We believe investor behaviour is the #1 determinant of lifetime returns.
• The lifetime investment return of an average Canadian & U.S. investor is well-below market average because they sell when the news is scary and buy when the news is optimistic.
• Our focus is on helping you act rationally - buying when there is fear in the air and selling when things are rosy.
4. We believe the objective for the money should always rule the investment decision.
• Short term objectives need safety.
• Long term objectives need growth.
Your Investment Specialist
For over two decades, Alex Vozian, CFA, has accumulated investment management experience with various US/EU firms, until eventually joining Aspira Wealth in 2013. Since then, Alex's primary job was designing and maintaining Aspira Wealth inhouse strategies – to protect and grow the wealth of our family and friends, including yours!
The Chartered Financial Analyst (CFA) designation is a globally recognized certification program focused on investment management, with a strong focus on ethical and professional standards. A typical Canadian wealth management team wouldn't have a dedicated CFA charter holder or research analysts on their team, so they rely on third party or head office money managers, where they have limited access and, potentially, low conviction.
IN-HOUSE INVESTMENT STRATEGIES, TAILORED TO YOUR NEEDS
In-house investment options: core strategy and four complementary strategies.
• The Dividend Value Discipline™ is our core strategy, where all of our clients participate.
• Complementary strategies – Fixed Income Cheap and Cheerful (FICC), Keep More Income (KMI), Next Cycle Resource Fund (NCRF), Tax Advantaged Preferred Share (TAPS).
We invest in a select list of disruptors and aggregators.
• In our core strategy, we typically own 30 carefully selected companies, with industry tailwinds and dividend growth, that display superior corporate culture and the ability to disrupt or aggregate their way to higher growth rates.
• Every year, our team is reviewing 1000+ Canadian and US companies, to continuously refine Aspira's Best 50 list.
Our philosophy is long term, disciplined investing in equity markets.
• Bottom-up approach - we pick investments on their own merits, without trying to predict macroeconomic cycles.
• Long term investment horizon - we believe that long-term investing in equity markets offers superior returns.
LEARN MORE ABOUT OUR LONG-TERM INVESTMENT STRATEGIES
Alex Vozian writes two regular articles on our portfolio performance:
Quarterly Compass:
A deep dive into capital market observations, sector positioning, investment performance and the investor's worry journal.
Investment Marathon:
The building blocks of Aspira Wealth's long-term investment strategy including Alex's take on investor behavior and a featured Aspira holding.
