Why I am committed to cross border – in 2011 my mom and dad were essentially fired by their US financial advisor…and I was their financial advisor! I had to tell them to transfer or liquidate their IRAs because the firm I was at wasn't registered to work with Canadian residents. In those days, finding a Canadian firm that could take on an IRA was nearly impossible and liquidating meant excessive tax, penalties and losing the tax deferral for years to come. Thankfully, I was able to move my advisory practice to Raymond James Ltd., with the mandate to create the cross border platform, Raymond James USA Ltd. Job 1 was to build the platform and Job 2 was to look after Mom and Dad! Seeing the potential damage within my own family has given me the drive to make cross border my lives work. I am here to serve and anxious to help.
The most widely recognized financial planning designation in Canada and worldwide, the Certified Financial Planner® designation provides assurance to Canadians that the design of their financial future rests with a professional who will put their clients’ interests ahead of their own. CFP certification is considered the standard for the financial planning profession worldwide. CFP professionals have demonstrated the knowledge, skills, experience and ethics to examine their clients’ entire financial picture, at the highest level of complexity required of the profession, and work with their clients to build a financial plan so that they can Live Life Confidently™.
The Chartered Investment Manager® (CIM®) Designation builds the skills and experience we need to serve a more sophisticated financial client or institution. Financial professionals who hold the CIM® designation are eligible for registration as a Portfolio Manager in Canada. They have expertise in providing money management services to high-net-worth and institutional clients, and they understand the application of portfolio management in the context of Canadian markets and regulatory requirements
What do these designations mean for you? They mean that when you work with an investment consultant who has taken the time to complete these designations, you’re working with someone who is well-versed in modern concepts of investment advice, is educated enough to understand how your individual investments are being managed and how they work together – no matter how complex it may be. These skills, along with a commitment to advanced education, enable them to provide you with the kind of service that you not only want, but deserve.